How to Get American Express credit card
Apply for a credit card online and get exclusive benefits to suit your lifestyle. Apply for an Amex Credit Card today to avail amazing offers and rewards!
What is the eligibility for American Express credit card :-
Eligibility Criteria to apply for American Express Credit Card. Applicant should be over 18 years of age. Applicant should have a good credit history and no payment defaults. If the applicant is self-employed then his/her company should be trading for more than 12 months.
It's harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex's credit card offers require good or excellent credit for approval. ... And some of Amex's premium cards for big-spenders, which can be relatively difficult to get,have high fees.
Why is American Express so good:-
The benefits like the theft and accidental damage protection are great. Membership Rewards is agreat program especially if you like to travel. Chase Ultimate Rewards is catching up now that Amex has lost some transfer partners, and there have been devaluations to the programs of the partners they've kept.
Can I lie about my income on a credit card application:-
If you knowingly lie on a credit card application, you are committing a crime known as loan applicationfraud. ... Loan application fraud is a serious crime that carries hefty penalties. If you are convicted of the crime, you can face up to $1 million in fines and thirty (30) years of jail time.
Does American Express verify income:-
American Express occasionally conducts financial reviews where they will ask you to verify yourincome by sending them a copy of your tax returns. And if your income doesn't match your tax returns, they either slash your credit lines or close your credit cards.
Do American Express cards have limits:-
The limit is four total of Consumer or Business lending cards. The limit for charge cards is ten. It seems that most Amex cardholders will be restricted to at most four Amex consumer or business credit cards and, at most, 10 Amex chargecards going forward.
What is the annual fee for American Express credit card:-
a $250 Annual fee: The card charges a $250 annual fee. No introductory APR: Unlike many other rewards cards, The American Express Gold Card does not offer a 0% introductory rate.
How do I get American Express:-
You can apply for an AmEx card online without having been solicited by mail. In order to do this, visit the AmEx website, click "Get Started," select the card you want, and click the "Apply Now" button to fill out the application form. Don't do this until you are certain which card you want.
How fast can I get an American Express card:-
When to expect your cardAmerican Express: Platinum and Delta-brandedcards receive rush delivery (2 to 3 business days), but all other American Express cards require 7 to 10 business days for delivery.
What is the easiest American Express card to get approved
The Delta SkyMiles® Gold American Express Cardmight be the easiest card on this list to be approved for and only has a $99 annual fee
American Express Centurion CardCenturion® Card from American ExpressWhy it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
What is the lowest credit limit for American Express:-
Many cardholders report spending limits of$5,000-$10,000. Some cardholders report starting limits as low as $2,000, which rise and fall with your monthly spending. Amex Gold requires at least good credit and charges an annual fee of $250.
How do you get a 800 credit score
5 Habits to Get 800+ Credit Score
- pay your bills on time - all of them. Paying your bills on time can improve your credit score and get you closer to an 800+ credit score. ...
- don't hit your credit limit. ...
- only spend what you can afford. ...
- don't apply for every credit card. ...
- have a credit history. ...
- what an 800+ credit score can mean.
If you are satisfied with this information, then you can read more posts on the My Site WPTeach.in , here you will get all the information perfect, thank you very much for visiting this blog.
No comments